<aside> 👋 Hey everyone, I am Kyle Masterson.

A few people have asked me for tips on how to manage/save their money.

I love to help people manage their money so I thought I would create this resource collated from all the advice I have given my mates.

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If you have any questions, other topics you would like me to add or any tips to improve this then please reach out to me 🙂

Video format


If you prefer to learn through watching rather then reading then check out the video below, it covers the money management strategy outlined in this document but doesn’t go into the details of accounts or investing.

https://www.youtube.com/watch?v=UL_fracduMA

Purpose


This document offers a low-stress method of answering how and where to save your money based on your personal spending habits.

This does not have any spending tips and to use this method you must be earning more than you spend each month.

I am not a financial advisor or expert. I am still learning.

Please ensure your financial decisions suit your lifestyle.

Content


Three pots of money


<aside> 💡 Firstly, I find it useful to split your money into three main pots.

There are many financial products and different categories, but this is a simple way to understand how that money can be used

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